LAS VEGAS 
STATED INCOME HOME LOANS

Are you looking for more information about...

*LAS VEGAS STATED INCOME MORTGAGES?

Would you like to know more about...

*HOME LOANS DESIGNED FOR THE 
SELF EMPLOYED & BORROWERS 

WITH "DIFFICULT-TO-DOCUMENT"
OR NON-SALARIED TYPE INCOME?

You are in the right place when it comes to...

*NON-TRADITIONAL HOME LOANS
FOR ANY TYPE OF INCOME OR CREDIT
& LAS VEGAS HARD MONEY MORTGAGES



STATED INCOME MORTGAGE LAS VEGAS
BAD-CREDIT HARD MONEY MORTGAGES LAS VEGAS
NO TAX RETURNS MORTGAGES LAS VEGAS & OTHER
SELF EMPLOYED MORTGAGES LAS VEGAS

Looking for Mortgage Experts Serving Borrowers, Real Estate Agents, Attorneys, CPA's & Financial Planners Throughout Las Vegas and Surrounding Communities With Non-Traditional Home Loan Solutions?

When it comes to serving Las Vegas Self Employed Borrowers & Borrowers or Professionals with variable, commission, non-salaried or or non-traditional income sources, you have come to the right place!

Las Vegas Stated-Income Home Loans

Stated-Income Home Loans

With this program, where you simply "state" what your gross monthly income is and that is the income used to qualify you. (this program does require good credit and assets verified that are equal to 18 to 36 months house-payments in reserve after closing - (i.e. if your new monthly house payment is $3000, 18 mos of reserves would be $54,000 in savings, securities or retirement accounts).

Las vegas no income No-Document No-Debt Ratio Programs

No-Document
No-Debt Ratio Programs

This type loan is primarily for rental or investment properties. If the rental income is equal to or greater than the monthly housing payment, no other income qualification is needed! There is no debt-to-income calculation. WOW!


Las Vegas Stated Income Mortgage Bank Statements  For Income Home Loans

Bank Statements 
For Income Home Loans

Instead of tax returns, we can use the deposits on your banks statements (personal or business) to determine income instead of your "after-write-offs" adjusted income on tax returns. There are 3 month, 12 month and 24 month bank statement programs to fit your unique situation.


Only One-year Tax Returns Needed To Qualify self employed mortgages las vegas

Only One-year Tax Returns Needed To Qualify

As compared to the banks and big-online lenders that require at least two or three years of tax returns and then they average your income or worse yet, use only your lowest tax-year's income. this program requires only your most recent year's tax returns to determine income. 

Jumbo & Super-Jumbo Luxury Home Loans Las vegas

Jumbo & Super-Jumbo Luxury Home Loans

Most banks, major lenders and online mortgage providers limit their "Jumbo" loan amounts to $2 to $3 million. Any loan amount above that $3 million ceiling is often called a "Super-Jumbo" loan. These "luxury" properties are often difficult to finance because banks view these as extremely risky. If just one $4m, $5m or $10-million loan goes into default; it is equal to as many as 20, 30 or even 40 regular conforming loans going bad. Our investors and hedge-funds sources can lend up to $15 million (and even more) for the luxury-home borrower.


Asset Depletion Home Loan Jumbo & Super-Jumbo Luxury Home Loans Las vegas

Asset Depletion Home Loan

In short, if you have up to 5 years or more of house payments in the bank, we can use just that and decent credit to qualify you for a home loan. No "income" verification at all. (Some programs require less than 5 years in reserve too!)


Major Credit-Event &  Low-Credit Score Loans and Las Vegas Hard Money Loans

Major Credit-Event & 
Low-Credit Score Loans

If you have had a recent bankruptcy or even foreclosure, this program may allow you to qualify for a home loan without waiting the 5 or more year waiting period requirements of the big banks and conventional lenders. Even if your scores are as low as 500, we have programs to get you into a home!

Rehab-Remodel & Fix & Flip All in One Mortgages

Rehab-Remodel & Fix & Flip
All in One Mortgages

Renovation and Rehab Loans are a construction loan and mortgage loan all rolled into one loan! Whether you are refinancing to fix up your existing home, considering purchasing a "fixer-upper" or fixing up a home to turn around and sell it for a profit, you can both acquire the home and finance the remodel and fix-up all at the same time.


Reverse Mortgage Loans

Reverse Mortgages with the new terms, allow senior homeowners to access cash, plan for future health and elderly care needs and virtually eliminate their traditional monthly mortgage payment (except the property's real estate taxes and home-owners insurance.) You can also use a Reverse for a purchase to relocate or right-size! In retirement, your housing needs may change. You can make that move and again, virtually eliminate your traditional monthly mortgage payment. (except the property's real estate taxes and home-owners insurance.)


Foreign-Nationals and Non-Permanent Resident Loans

Foreign-Nationals and Non-Permanent Resident Loans

There are many non-US citizens that wish to invest in real estate in the US but without US income, tax returns or even US bank accounts, this was very difficult. Now we have programs for those borrowers requiring as little as a passport and verifiable assets for down payments.

Hard-Money or Private Money Mortgages Las Vegas Hard Money Mortgage

Hard-Money or Private Money Mortgages

These loans rely on just two things: the equity or down payment and the quality and value of the property. Often there is no credit requirement and no income requirement. Almost like a "No-questions-asked" loan, as long as it is a good property and you have 25% (or more depending upon the private investor) down payment or equity against the property, you can be approved.

    

Securities - Stocks and Bonds No-Income Loans for Jumbo and super jumbo luxury loans las vegas

Securities - Stocks and Bonds No-Income Loans

This is a very unique and valuable program. If you (or even a partner or family member) hold stocks and/or bonds in a securities account valued at $5 per share or more, you can borrow up to 75% of the value of those securities in a loan with no credit or income verification! PLUS, the borrower/securities owner, can continue to trade their portfolio even after the loan is in place! This is also a great source of just the down payment need for a purchase allowing the borrower to then qualify for either traditional or non-traditional home loans.

WOULD YOU LIKE TO LEARN MORE ABOUT THESE AND OTHER UNIQUE PROGRAMS CREATED JUST FOR YOU?

LAS VEGAS STATED INCOME HOME LOANS & 
SELF EMPLOYED MORTGAGES LAS VEGAS

There are many "non-traditional" home loan solutions designed just for the self-employed; for the entrepreneur and the non-W2 salaried employee or for the professional with difficult to document multiple-sources of income and even those that receive cash-income.

Perhaps You Are Searching Everywhere For...

    • LAS VEGAS STATED INCOME HOME LOANS
    • LAS VEGAS STATED INCOME MORTGAGE
    • NO TAX RETURNS MORTGAGES LAS VEGAS
    • LAS VEGAS HARD MONEY MORTGAGE
    • SELF EMPLOYED MORTGAGES LAS VEGAS
    • BAD-CREDIT HARD MONEY MORTGAGES LAS VEGAS
    • STATED INCOME MORTGAGE LAS VEGAS
    • FAST HARD MONEY MORTGAGES LAS VEGAS
    • LAS VEGAS JUMBO AND SUPER JUMBO LUXURY HOME LOANS

LAS VEGAS STATED INCOME HOME LOANS & SELF EMPLOYED MORTGAGES LAS VEGAS

Are you looking for information about non-conventional home loans and easy hard-money mortgages for your unique situation?

You don't have to give up on owning a home because the banks and big lenders make it seem impossible for non-W2 salaried borrowers?

LAS VEGAS STATED INCOME HOME LOANS & SELF EMPLOYED MORTGAGES LAS VEGAS

Why You Want to Work With Us...

Experience matters! With thirty-five plus years experience and over $1 Billion in closings, CAHALAN & ASSOCIATES’ desire is simple - to earn your confidence and trust as your Certified Mortgage Planning Specialists. Our team helps you navigate through and make simple, the otherwise confusing, often-times frightening and frustrating mortgage process with clear communication and clarity. Unlike the cold-impersonal online lender, we make each opportunity to serve you, as personal and unique as YOU are! We help you architect the ideal solutions both short and long term in concert with a mortgage & debt management plan, each playing a strategic role in an overall wealth and debt-free strategy through responsible lending, cash-flow and debt planning and real estate.